We're currently with Progressive, as they're one of the only companies that will insure bus conversions for full-timers. We're trying very hard to get into anything else right now, as we've heard many horror stories about dealing with them. We've heard of them showing up quick when a claim is filed, but then dragging their feet and undervaluing the rig and/or damage. The above of course is not from our personal experience, so you should take that with a grain of salt.
I also don't like that they limit coverage for personal effects to only $1000 per item, which only half insures our most critical possessions (our laptops). And we've had to have our agent go to bat to remove barriers like a 50% penalty for being unmarried, and requiring owning a second vehicle with a motorhome.
If it ends up with Progressive being our only choice, we'll live with it.. and just factor that into the risk we take with any geek upgrades we make, knowing they'll unlikely to be fully covered. But we'd really really really rather be with a better company.
So if you have other options, would recommend looking into them.
- Cherie
PS. We've been with National Interstate and GMAC in the past with our truck/trailer setup. But have never had to file a claim, so really can't comment on them.